Let’s face it: you will never be 100% safe behind the wheel. Data from the Insurance Research Council proves that an average driver files a collision claim once every 17.9 years.
That’s not incredibly frequent, but it’s probably enough to make you realize that the next accident could come pretty soon, especially if you start counting the years since the last time you had one. For instance, if you obtained your licence at the age of 16, you are very likely to have already had your first accident by the age of 34.
Given the negative impact a car accident can have on your own – as well as other people’s – mental and physical well-being, it is worth doing all you can to avoid an accident. At the same time, you should be prepared in order to make the eventuality of a crash less traumatic than it could end up being.
Here are three essential tips to avoid being involved in accident and eventually deal with it in the smoothest way.
Facts to bear in mind
The hours between 3 and 6AM on Saturdays and Sundays are the deadliest on American roads. A third of accident is caused by drunk driving, and another third is caused by speeding. Talking on the phone causes one in four accidents. Distracted driving is the single main cause of accidents. It’s very easy to connect the dots and be a considerate driver: no excuses, you are the one in control.
Not all cars are equally safe. Although great progress has been made over the last ten years especially for what concerns safety standards, some models are to be preferred if you want to reduce physical damage to a minimum.
So before you buy a new car, always check out its rating on independent websites such as Euro NCAP. What’s more, looking at their car crash videos is the only entertaining thing about car crashes, as obviously none of them involves real people!
Be picky with insurances
- You chose the safest car on the market and drove as carefully as you could, but the guy behind still bumped straight into you.
Having to file a road injury claim is only one common consequence. Even more often though, you will find yourself looking at a broken bumper or tail light, rather than a smashed hood or windshield.
So always look out for a company that has a reputation for offering a smooth claim process and consequently allows you to get your car repaired as quickly as possible. Body shops know a thing or two about the way different companies manage the process, so getting in touch to the closest one will help you make up your mind.